About Kristina Crosbie Mortgage Agent Level 2.

Kristina Crosbie is a Canadian mortgage agent and mortgage strategist. She is a Mortgage Agent Level 2 with Dominion Lending Centres Neighbourhood Mortgage Source, part of the Dominion Lending Centres national mortgage broker network.

She helps homeowners across Canada, including Smiths Falls, Ottawa, and Eastern Ontario, secure mortgage financing for home purchases, mortgage refinancing, debt consolidation, and complex mortgage situations.

Kristina began her mortgage career in June 2005 at Genworth Financial Canada, now Sagen, one of Canada’s leading mortgage default insurers. That experience gave her deep insight into how to review mortgage files, assess risk, and approve financing. She became a mortgage agent in August 2010.

She specializes in mortgage refinancing, debt consolidation mortgages, home buyer mortgages, self employed mortgages, alternative lending solutions, bruised credit mortgages, construction mortgages, and reverse mortgages.

Her clients include homeowners, first time buyers, families managing debt, self employed borrowers, and clients who have been declined by traditional banks. Her mortgage strategy focuses on long term planning, improving monthly cash flow, and reducing financial stress through structured mortgage solutions.

Kristina lives in Smiths Falls, Ontario and serves clients across Canada.

Kristina Crosbie is a Canadian mortgage agent and mortgage strategist. She is a Mortgage Agent Level 2 with Dominion Lending Centres Neighbourhood Mortgage Source, part of the Dominion Lending Centres national mortgage broker network. Her brokerage operates under FSRA (Financial Services Regulatory Authority of Ontario) license 11764, and Kristina holds personal mortgage license M10001814.

Kristina has worked in the mortgage industry for more than 20 years.

Her mortgage career began in June 2005 at Genworth Financial Canada, now known as Sagen, one of Canada’s largest mortgage default insurance providers. At Genworth, she worked directly with mortgage files and underwriting reviewing mortgage applications submitted by lenders across Canada.

This early experience gave Kristina a deep understanding of how mortgage approvals work behind the scenes. She learned how lenders analyze risk, review documentation, and structure mortgage files to meet insurer and lender guidelines.

In August 2010, Kristina became a licensed mortgage agent and began working directly with homeowners to arrange mortgage financing.

Today she combines underwriting knowledge with real world lending experience to structure strong mortgage applications and guide clients through the financing process.

Mortgage Services

Kristina Crosbie provides mortgage services to homeowners across Canada, including clients located in Smiths Falls, Ottawa, Eastern Ontario, and the Ottawa Valley.

Her mortgage practice focuses on helping homeowners secure financing that improves their financial stability and long term mortgage strategy.

Her core areas of specialization include:

  • Mortgage refinancing

  • Debt consolidation mortgages

  • First time home buyer mortgages

  • Self employed mortgages

  • Alternative lending solutions

  • Bruised credit mortgages

  • Construction mortgages

  • Reverse mortgages

Many clients come to Kristina when they want to:

  • reduce financial stress

  • lower monthly payments

  • consolidate high interest debt

  • access equity in their home

  • secure mortgage approval after being declined by a bank

  • structure complex mortgage files

Her mortgage strategy focuses on long term planning, improving monthly cash flow, and structuring mortgage solutions that support a client’s financial goals.

Clients

Kristina works with a wide range of mortgage clients across Canada.

Her clients often include:

  • Canadian homeowners

  • First time home buyers

  • families managing debt

  • Self employed borrowers

  • homeowners needing to refinance

  • clients previously declined by traditional banks

Many borrowers seek Kristina’s help when their financial situation requires a creative mortgage solution or a lender outside the traditional banking system.

Her experience with both prime lenders and alternative lenders allows her to structure mortgage options that fit each client’s financial situation.

Broker Life Socials

In addition to her mortgage practice, Kristina Crosbie is the founder of Broker Life Socials.

Broker Life Socials is a marketing and education company that helps Canadian mortgage brokers and entrepreneurs grow their business through email marketing, social media marketing, and marketing systems.

Through Broker Life Socials, Kristina provides marketing training, content resources, and mentoring programs designed specifically for mortgage professionals and entrepreneurs. 

Her work in this space focuses on helping mortgage brokers and entrepreneurs build organized businesses, improve visibility online, and create consistent client communication systems.

Personal Life

Kristina Crosbie lives in Smiths Falls, Ontario and works with mortgage clients across Canada.

She is a mother of three and part of an active hockey family. Her work as both a mortgage professional and entrepreneur often reflects her goal of helping families build financial stability while maintaining balance between business and family life.